SportARB is an investment pool created by Andres Martin and Ronald Wald, two experienced sport arbitrage traders. SportARB makes money on sport arbitrage trading, and the company’s net profit is of 9-10% per week with a turnover of around $170,000.
Thursday, 9 March 2017
Thursday, 2 March 2017
Credit Card VS Bitcoin - 2017
What is Bitcoin ?
Bitcoin price was around $230 at about a year ago... But today it’s worth $1200 or more per coin.
Only 21million Bitcoins will ever exist in this world... which means it value will keep going up as it becomes more ‘rare’ in the future.
Lamborghini now accepts BITCOIN for purchasing of their cars!
You can use BITCOIN to pay for your trip to SPACE! Courtesy of Virgin Galactic a company by Sir Richard Branson.
A Norwegian man bought $27 worth of Bitcoin in 2009, forgets about them... and founds out that it is worth over $850k!
Since the rise of BITCOIN, other cryptocurrencies have emerged and bloomed... and now their market worth is about $10 billion! (this number is growing everyday... are you in it yet?)
Bitcoin and cryptocurrencies cannot be controlled by the government, the people owns it!
Tuesday, 28 February 2017
How to fix my credit - 2017
There are many misconceptions about credit scores out there. There are customers who believe that they don’t have a credit score and many customers who think that their credit scores just don’t really matter. These sorts of misconceptions can hurt your chances at some jobs, at good interest rates, and even your chances of getting some apartments. The truth is, of you have a bank account and bills, then you have a credit score, and your credit score matters more than you might think. Your credit score may be called many things, including a credit risk rating, a FICO score, accredit rating, a FICO rating, or a credit risk score. All these terms refer to the same thing: the three–digit number that lets lenders get an idea of how likely you are to repay your bills. Every time you apply for credit, apply for a job that requires you to handle money, or even apply for some more exclusive types of apartment living,your credit score is checked. In fact, your credit score can be checked by anyone with a legitimate business need to do so. Your credit score is based on your past financial responsibilities and past payments and credit, and it provides potential lenders with a quick snapshot of your current financial state and past repayment habits. In other words, your credit score lets lenders know quickly how much of a credit risk you are. Based on this credit score, lenders decide whether to trust you financially – and give you better rates when you apply for a loan. Apartment managers can use your credit score to decide whether you can be trusted to pay your rent on time. Employers can use your credit score to decide whether you can be trusted in a high–responsibility job that requires you to handle money.
The problem with credit scores is that there is quite a bit of misinformation circulated about, especially through some less than scrupulous companies who claim they can help you with your credit report and credit score – for a cost, of course. From advertisements and suspect claims, customers sometimes come away with the idea that in order to boost their credit score, they have to pay money to a company or leave credit repair in the hands of so–called “experts.” Nothing could be further from the truth. It is perfectly possible to pay down debts and boost your credit on your own, with no expensive help whatsoever. In fact, the following 101 tips can get you well on your way to boosting your credit score and saving you money. By the end of this ebook, you will be able to: • Define a credit score, a credit report, and other key financial terms • Develop a personalized credit repair plan that addresses your unique financial situation • Find the resources and people who can help you repair your credit score • Repair your credit effectively using the very techniques used by credit repair experts Plus, unlike many other books on the subject, this ebook will show you how to deal with your everyday life while repairing your credit. Your credit repair does not happen in a vacuum. This book will teach you the powerful strategies you need to build the financial habits that will help you to a keep a high credit risk rating.It really is that simple. Start reading and be prepared to start taking small but powerful steps that can have a dramatic impact on your financial life!
Sunday, 26 February 2017
New Ways To Get Free Bitcoin Without Investment - 2017
Moon Bitcoin is a bitcoin faucet with a difference...YOU decide how often to claim!
Whereas most faucets only allow you to claim once per hour or once per day, we allow you to claim as often or as little as you like*
The faucet will gradually fill up - quite quickly initially but it will slow down over time - until you make a claim. So the longer you leave it the more you will be able to claim.
You may prefer to claim a smaller amount every 5 minutes, or visit once per day and claim the large amount that has built up while you were away!
(* minimum 5 minutes between claims per account/IP address)
It can increase your claim amounts by up to 400% by taking advantage of the Daily Loyalty Bonus, Referral Bonus, Offer Bonus and Mystery Bonus schemes!
What is Bitcoin ?
Bitcoin is a payment system introduced as open-source software in 2009 by developer Satoshi Nakamoto. The payments in the system are recorded in a public ledger using its own unit of account, which is also called bitcoin. Payments work peer-to-peer without a central repository or single administrator, which has led the US Treasury to call bitcoin a decentralized virtual currency. Although its status as a currency is disputed, media reports often refer to bitcoin as a cryptocurrency or digital currency.
Bitcoins are created as a reward for payment processing work in which users offer their computing power to verify and record payments into the public ledger. Called mining, individuals or companies engage in this activity in exchange for transaction fees and newly created bitcoins. Besides mining, bitcoins can be obtained in exchange for fiat money, products, and services. Users can send and receive bitcoins electronically for an optional transaction fee using wallet software on a personal computer, mobile device, or a web application.
Bitcoin as a form of payment for products and services has seen growth,and merchants have an incentive to accept the digital currency because fees are lower than the 2-3% typically imposed by credit card processors. The European Banking Authority has warned that bitcoin lacks consumer protections. Unlike credit cards, any fees are paid by the purchaser not the vendor. Bitcoins can be stolen and chargebacks are impossible. Commercial use of bitcoin is currently small compared to its use by speculators, which has fueled price volatility.
Friday, 24 February 2017
Funding Opportunities Available for All United States Citizens - 2017
Each year billions of dollars are distributed to the general public through government, federal and private funding programs in the form of grants, low interest and no-interest loans. Unfortunately, many people don't even know these programs exist or don't have the resources or tools necessary to locate and apply for them. For More Information
Friday, 10 February 2017
The Easiest Way to Remove Bad Items from Your Credit Report - 2017
The Easiest Way to Remove Bad Items from Your Credit Report
Did you know that it's possible to remove bad items from your credit report? Any inaccurate item showing up on your credit report that's damaging your credit can be removed, otherwise you have the right to sue the credit agency.
Here's how to remove bad items from your credit report.
==> Get a Report from All Three Agencies
The first step is to get a credit report from all three credit reporting agencies. You can get your report once a year for free from annualcreditreport.com.
Look through each and every one of your accounts carefully. Is there anything you don't recognize? Anything that's overstated or understated?
Highlight any suspicious accounts. Note the account numbers and descriptions.
Some bad items will appear on just one agency's report, while other errors will appear on all your credit reports.
==> Beginning the Dispute Process
Look for the dispute address of the credit agency you want to contact. It's usually on their website.
Also look at their expected response times and policies for removing items.
Usually, you can expect a response within 30 days. If you don't get a response within 30 days, you may be eligible for a lawsuit, or the item may have to legally be dropped.
Find a few sample dispute letters online and modify the letters to suit your own purposes. Usually the letter needs to illustrate exactly why you believe the account is erroneous and needs to list the exact account numbers and descriptions.
Be sure to also be clear about what you want them to do. For example, if the account exists but isn't actually delinquent, let them know that you want them to update the status to "Never Delinquent" rather than remove the item.
==> The Next Steps
One of three things will happen once you've sent in your dispute letter:
1. They respond and remove the item. In this case, no further action needs to be taken.
2. They respond and say that the item is not an error. They need to also provide documentation stating why this is the case, including the actual credit filing by the creditor.
Look over the filing. Was this account opened by you? If not, you may have an identity theft issue on your hands. If it was, but is being incorrectly reported, you need to contact the creditor directly to work out the issue.
3. They don't respond. In this case, you have certain rights, including at times the right to have the items removed or the right to a lawsuit. Consult a lawyer for specific rights in this case.
The whole process of disputing a report item should take no more than three hours. Those three hours could result in your ability to open credit cards, your ability to buy a home or your ability to buy a car at much better rates.
Did you know that it's possible to remove bad items from your credit report? Any inaccurate item showing up on your credit report that's damaging your credit can be removed, otherwise you have the right to sue the credit agency.
Here's how to remove bad items from your credit report.
==> Get a Report from All Three Agencies
The first step is to get a credit report from all three credit reporting agencies. You can get your report once a year for free from annualcreditreport.com.
Look through each and every one of your accounts carefully. Is there anything you don't recognize? Anything that's overstated or understated?
Highlight any suspicious accounts. Note the account numbers and descriptions.
Some bad items will appear on just one agency's report, while other errors will appear on all your credit reports.
==> Beginning the Dispute Process
Look for the dispute address of the credit agency you want to contact. It's usually on their website.
Also look at their expected response times and policies for removing items.
Usually, you can expect a response within 30 days. If you don't get a response within 30 days, you may be eligible for a lawsuit, or the item may have to legally be dropped.
Find a few sample dispute letters online and modify the letters to suit your own purposes. Usually the letter needs to illustrate exactly why you believe the account is erroneous and needs to list the exact account numbers and descriptions.
Be sure to also be clear about what you want them to do. For example, if the account exists but isn't actually delinquent, let them know that you want them to update the status to "Never Delinquent" rather than remove the item.
==> The Next Steps
One of three things will happen once you've sent in your dispute letter:
1. They respond and remove the item. In this case, no further action needs to be taken.
2. They respond and say that the item is not an error. They need to also provide documentation stating why this is the case, including the actual credit filing by the creditor.
Look over the filing. Was this account opened by you? If not, you may have an identity theft issue on your hands. If it was, but is being incorrectly reported, you need to contact the creditor directly to work out the issue.
3. They don't respond. In this case, you have certain rights, including at times the right to have the items removed or the right to a lawsuit. Consult a lawyer for specific rights in this case.
The whole process of disputing a report item should take no more than three hours. Those three hours could result in your ability to open credit cards, your ability to buy a home or your ability to buy a car at much better rates.
Post-Bankruptcy Credit Improvement Tips - 2017
Post-Bankruptcy Credit Improvement Tips
You've filed bankruptcy and your credit is likely as low as it's ever been. But it doesn't have to stay that way. The moment you declare bankruptcy, there are actions you can take to immediately start rebuilding your credit.
Here's how to start improving your credit score right after a bankruptcy event.
==> Do a Careful Credit Report Check
Look over your credit report. Then look over it again. Carefully check that each and every account is being reported properly.
Old debts that were wiped out should indicate a "BK" status. Debts that aren't reported properly can continue to damage your credit score, so make sure that any cleared debts are indeed being reported properly.
==> Pay Your Mortgage On Time
If you managed to keep your house in the bankruptcy process, make sure you do everything in your power to pay your mortgage on time.
Your mortgage has a bigger impact on your credit than anything else. If you can manage to keep it current, that'll really help your credit score. If you go delinquent on your mortgage, the rest of the techniques in this article won't help all that much.
==> Get a Secured Credit Card
Get a secured credit card to start building up your post-bankruptcy creditworthiness.
A secured credit card entails you putting down a small deposit, usually between $300 and $1,000, to open a cash-backed account.
Your money will be held as collateral. You can then use your card as a credit card. Pay it off every month, on time, to start rebuilding your credit.
Make sure that your card is being reported to all three credit reporting agencies.
==> Cutting Your Spending
Having to file bankruptcy means that at some point in your life, you spent more money than you really had. In order to prevent that from happening again, you need to make sure that you're regularly making more money than you're spending.
Any additional cash you earn can be used to improve your financial situation. It can be used on improving credit, paying off debts that weren't wiped out during bankruptcy, or building savings.
Start by cutting back on auxiliary spending. Move into a smaller house or apartment if you can. Try to save 10% to 20% of your income every month.
==> Make a Small Installment Purchase
An installment purchase is treated differently on your credit report than revolving credit (e.g. credit cards). They're treated with more weight.
An installment purchase includes car loans, home mortgages or even furniture purchases that are paid off in installment form.
Make sure that any installment purchase you make is reported to all three credit reporting agencies. Getting an installment loan and paying it off on time regularly can do a lot for rebuilding your credit.
If you apply these techniques, your after-bankruptcy credit can improve to the point where you can open new unsecured accounts within 2 or 3 years.
You've filed bankruptcy and your credit is likely as low as it's ever been. But it doesn't have to stay that way. The moment you declare bankruptcy, there are actions you can take to immediately start rebuilding your credit.
Here's how to start improving your credit score right after a bankruptcy event.
==> Do a Careful Credit Report Check
Look over your credit report. Then look over it again. Carefully check that each and every account is being reported properly.
Old debts that were wiped out should indicate a "BK" status. Debts that aren't reported properly can continue to damage your credit score, so make sure that any cleared debts are indeed being reported properly.
==> Pay Your Mortgage On Time
If you managed to keep your house in the bankruptcy process, make sure you do everything in your power to pay your mortgage on time.
Your mortgage has a bigger impact on your credit than anything else. If you can manage to keep it current, that'll really help your credit score. If you go delinquent on your mortgage, the rest of the techniques in this article won't help all that much.
==> Get a Secured Credit Card
Get a secured credit card to start building up your post-bankruptcy creditworthiness.
A secured credit card entails you putting down a small deposit, usually between $300 and $1,000, to open a cash-backed account.
Your money will be held as collateral. You can then use your card as a credit card. Pay it off every month, on time, to start rebuilding your credit.
Make sure that your card is being reported to all three credit reporting agencies.
==> Cutting Your Spending
Having to file bankruptcy means that at some point in your life, you spent more money than you really had. In order to prevent that from happening again, you need to make sure that you're regularly making more money than you're spending.
Any additional cash you earn can be used to improve your financial situation. It can be used on improving credit, paying off debts that weren't wiped out during bankruptcy, or building savings.
Start by cutting back on auxiliary spending. Move into a smaller house or apartment if you can. Try to save 10% to 20% of your income every month.
==> Make a Small Installment Purchase
An installment purchase is treated differently on your credit report than revolving credit (e.g. credit cards). They're treated with more weight.
An installment purchase includes car loans, home mortgages or even furniture purchases that are paid off in installment form.
Make sure that any installment purchase you make is reported to all three credit reporting agencies. Getting an installment loan and paying it off on time regularly can do a lot for rebuilding your credit.
If you apply these techniques, your after-bankruptcy credit can improve to the point where you can open new unsecured accounts within 2 or 3 years.